The National Association of Dental Plans estimates that over 97% of individuals have unused dental benefits at the end of each year. If you're not one of the 2-3% of people who has actually used their benefits, you should schedule an appointment immediately. You're paying insurance premiums (even if they are split with your employer). You may as well use the benefits that you've paid for.
Most dental plans are structured to have benefits expire at the end of the calendar year (December 31). If you haven't used all of your benefits, they typically won't roll over to next year. Dental checkups and cleanings are the easiest ways to maintain optimal levels of oral health, and they are usually fully covered by your dental plan. If you still have a cleaning remaining to be used, call Dr. Greenhalgh's office immediately so that we can try and fit you in before the end of the month.
Similarly, your Flex Spending Account (FSA) money will expire at the end of December, and these funds won't roll over for next year. Contributing pre-tax money to a flex spending account is a smart way to cover medical expenses, but it can turn costly if you fail to use the funds you've allotted.
Many general dentistry procedures can be covered from your FSA so if you need to treat a dental issue and have funds remaining in your account, schedule your procedure immediately. Otherwise, this money won't be available for you to use after New Year's.
Keep in mind that not all cosmetic dentistry treatments can be paid for with your FSA money. Our team can help you figure out whether your desired procedure qualifies for FSA funds.
Please contact Dr. Scott Greenhalgh using the form on this page or call 303-988-9060 today to schedule an appointment. We serve patients in Lakewood, Denver and the surrounding areas of Colorado.